Security
Your TON Is Protected
All funds are stored on the TON blockchain. Neither the service, the operator, nor any third party can access them.
For lenders:
- Your TON is in your personal vault — not a shared pool
- Only you can withdraw the free balance
- Loans are issued strictly according to your terms, verified cryptographically
For borrowers:
- The repayment amount is fixed at loan creation and cannot be changed
- If you repay on time, the NFT returns to your wallet automatically
- If something goes wrong during loan creation, the NFT returns to you automatically
Your NFTs Are Protected
The collateral NFT is stored in a separate vault created specifically for your loan.
| Situation | Who Gets the NFT |
|---|---|
| Loan repaid on time | Borrower (automatically) |
| Loan overdue | Lender (on their request) |
| Error during loan creation | Borrower (automatically) |
Nobody else — not the service, not the administrator — can take the NFT.
When accepting collateral, the protocol verifies NFT authenticity. Faking an NFT is impossible.
Audit
The protocol has undergone a security audit. There are no unresolved vulnerabilities.
What the Protocol CANNOT Do
- Take your TON
- Take your NFT
- Change terms of an active loan
- Block withdrawal of free funds